See your take-home pay in 3 quick steps

Many people expect more than they actually pocket. This free calculator converts salary or hourly pay into a U.S. federal take-home estimate in seconds — start by entering your pay details.

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Enter your pay and pay schedule

Type hourly or annual pay, pick a pay period, and set filing details. Small input changes can alter the result—next, watch how the tool converts those figures.

Convert pay across different periods

The calculator translates hourly, weekly, or annual numbers so you compare consistent payframes. It then applies U.S. federal tax rules to estimate withholding — see the breakdown next.

Read the take-home breakdown

See gross pay, estimated federal tax withheld, and the resulting take-home amount. The tool lists its assumptions for each figure—next, learn what it does and doesn’t cover.

Know what it does — and what it misses

It estimates federal withholding only and doesn’t include state taxes, benefits, or unique deductions. Results depend on the inputs and label limits you use—next, get the full guide.

Read the full guide

Find step-by-step instructions, calculation details, accuracy notes, and the free calculator link.